Batara, A., Akbar, A. and Kartawinata , B. R. . (2026) “The Role of Financial and Digital Literacy in Enhancing Financial Inclusion: The Mediating Effect of Perceived Ease of Use in a Regional Banking Contex”, Journal of Judikaltura, 3(1). Available at: https://hasmed.org/index.php/Joura/article/view/181 (Accessed: 17 May 2026).